Roth Ira Investment Limits 2024. Income limits to contribute to a roth ira in 2024 are $161,000 for single filers and $240,000 for people who are married filing joint returns. The ira maximum contribution limit is $7,000 for 2024 (with an additional $1,000 allowed for those ages 50 and older).

Those are the caps even if you make more, up to the phaseout level. Your roth ira contribution might be limited based on your filing status and income.